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botim Money Links With TerraPay For Africa Transfers
The UAE remittance arm of the company will add real-time wallet checks and instant payouts across four separate African markets.
botim money has plugged into TerraPay’s global payments infrastructure, widening its remittance reach from the UAE into a set of African markets and adding real-time recipient checks before cash moves.
The integration lets users send funds through direct bank deposits or straight to mobile wallets, with account details validated upfront to reduce failed or delayed transfers. The change is live, according to the company.
Initial payment corridors include Uganda, Kenya, Ghana and Egypt — markets where mobile money often stands in for a bank account and speed matters more than anything else.
“For customers, remittances are about reliability. If a transfer fails or is delayed, it has real consequences for families waiting on the other side. That’s why certainty matters as much as speed,” said Hesham Sherif, head of remittance at botim. “Our partnership with TerraPay strengthens our remittance infrastructure across the world, especially in key African corridors through real-time validation and broader payout coverage, improving success rates and delivery”.
Remittances into Africa hit an estimated $96.4 billion in 2024, about 5.2% of regional GDP, making basic plumbing — payout coverage, verification, settlement speed — more critical than feature sets. Missed transfers can mean missed rent or school fees. That pressure has pushed providers to prioritize reliability over bells and whistles.
The tie-up also opens botim’s UAE user base to TerraPay’s network, effectively turning the app into another on-ramp for cross-border flows.
Also Read: Saudi Digital Payments Reach 80% As Cash Use Shrinks
“Remittances are a critical financial lifeline for millions of families across the world, and reliability is non-negotiable,” said Bassem Awada, senior vice president at TerraPay. “Our partnership with botim money brings together TerraPay’s global payments infrastructure and real-time wallet validation with botim’s strong presence in the UAE, enabling faster, more secure cross-border transfers into the globe”.
The move deepens botim money’s shift from messaging into finance. The service sits inside the Botim ecosystem, owned by Astra Tech, which has been layering payments and financial tools on top of its communications base. For UAE fintechs chasing the country’s expatriate workforce, remittances remain the most direct path to scale, and the hardest to get wrong.
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ESET Bets On Specialized Security AI At 0.5% The Training Cost
ESET says NeoCortex can estimate an attacker’s next move, with a kill switch and human oversight built in to keep it from going rogue.
A sign-in anomaly, a suspicious process launch and an unusual connection may look harmless alone. Together, they can describe an intrusion that is hard for security to teams to piece together.
To solve that problem, ESET announced ESET NeoCortex on November 4, 2026: a specialized foundational AI model for cybersecurity. It powers ESET LiveCortex, available within the ESET PROTECT Platform, which connects fragmented security signals and turns them into actionable incidents.
Filtering is the main selling point, with LiveCortex processing billions of raw telemetry events daily, and just 0.00111% of them contributing to incidents presented to customers. The aim is less alert fatigue and more analyst time spent on threats that matter.
NeoCortex is built on world-model architecture, learning how digital environments behave and how events relate. ESET says that lets it reconstruct missing incident context, recognize similar past cases and estimate an attacker’s likely next step – what the company calls “minus-one-day defense,” a chance to intervene before the next stage unfolds. ESET points to Black October, the week leading up to October 25, 2026, when critical security issues affecting PHP, Linux, GitLab and other key systems demanded rapid, prioritized responses, as the kind of moment where that context matters.
ESET’s internal research also suggests a specialized model like NeoCortex can be trained at up to 200 times lower cost than a large general reasoning model, while delivering more accurate, defense-focused results. The company credits optimized training, a focus on cybersecurity vocabulary, lower computing requirements and privately owned hardware.
Also Read: Dubai Says Its Deepfake Detector Needs Just 7 Seconds Of Video
“AI is accelerating both cyberattacks and cyberdefenses. With ESET NeoCortex, we are applying our AI investment to develop specialized foundational cybersecurity intelligence that remains under our control and strengthens, rather than replaces, human expertise,” said Juraj Malcho, Chief Technology Officer at ESET.
As part of the design, NeoCortex forms part of a layered architecture combining specialized models, deterministic controls, correlation logic, validation, auditability and expert human oversight. Safeguards include restricted sandboxes, read-only tools, continuous monitoring, defined usage and token limits, a kill switch and human oversight of critical response decisions. The model is also developed and self-hosted on ESET’s own infrastructure, which the company says reduces exposure to shifts among third-party AI providers, including commercial and geopolitical ones.
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