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Low-Code/No-Code: Democratizing Software Development
Learn how low-code/no-code platforms are revolutionizing software development and empowering organizations.

It’s no secret software development is no easy task; writing good code is a skill that takes years to master and is a continual learning experience. Coding demands a highly advanced and in-depth understanding of programming languages and development protocols, especially considering the complexity of enterprise applications. It’s certainly not something the average Joe can just pick up and learn.
Demand Vs Supply: The Global Developer Shortage
As more and more processes are automated, this creates a need for new applications, and the bottom-line is there’s a global shortage of skilled developers to meet these application demands.
We’ve reached a point where there are far too many vacancies and not enough highly skilled developers available — despite numerous layoffs — and this shortage is only expected to get worse.
Organizations need to change their approach to combating this shortage. Instead of waiting for a skilled developer to turn up, the focus must shift to simplifying software development, enabling anyone to participate in the development process even without formal training. Enter citizen development.
Citizen development is an approach to software development that revolves around enabling non-IT-trained individuals in an organization to develop software, workflows, and automations without having to rely on skilled coders.
Software Development Doesn’t Need To Be Complicated
Due to ease of use, low-code/no-code (LC/NC) development platforms are leading the citizen development charge. These platforms make software development accessible and fairly easy to pick up due to the straightforward and intuitive interfaces they feature.
With LC/NC platforms, the development process can be as simple as dragging and dropping software elements and linking them to create workflows. The underlying code governing the behavior of these elements is prewritten and designed to help them work together. Thanks to these platforms, developers no longer have to write each line of code individually, freeing them up to focus on more pressing tasks. These platforms also enable those without formal software development training and experience to develop simple applications or software functions. This can significantly shorten development times, enabling rapid delivery.
More and more organizations are beginning to adopt LC/NC platforms into their development process; Gartner predicts that “by 2025, 70% of new applications developed by organizations will use low-code or no-code technologies“.
It’s Not All Smooth Sailing, However..
Yes, LC/NC platforms can greatly speed up the software development process, but they lack the scalability and control traditional coding offers since you’re relying on the functionality of a completely distinct development platform. And while nowhere near as steep as pro-code development, LC/NC platforms do still have a learning curve, especially when you’re someone with limited or zero software development experience. This means training costs will also have to come into the equation when an organization aims to equip a team of citizen developers.
When dealing with citizen developers and their relatively limited skillsets, experts still have an important role to play in the development process. Someone needs to test the applications developed by citizen developers to make sure everything is working as it should, and who better to handle testing than the experts? And it’s not just testing; they can even make optimizations when necessary.
A Future Where Skilled Coders And Citizen Developers Can Work Together
The increasing adoption rates of LC/NC platforms aren’t a threat to developer jobs. These platforms aren’t going to replace them; rather, they can free the experts up to actually focus on critical development tasks instead of repetitive and simple processes.
If anything, the increased adoption rates of LC/NC platforms will drive up the stock of expert coders because we’re looking at a future where anyone can develop software but only a few can code.
News
Checkout.com Set To Launch Card Issuing In The UAE
The payment service provider’s expansion is a first-of-its-kind investment and could reshape digital transactions across the region.

Checkout.com is laying the groundwork to become the first global payments platform to introduce card issuing in the United Arab Emirates — a move that could reshape how businesses in the region manage financial transactions.
The company plans to roll out its domestic card issuance offering in the UAE by 2026, subject to regulatory approval. The launch would give businesses the tools to issue both physical and virtual branded cards. This, in turn, opens up new ways to reward customers, streamline expense processes, and handle B2B payouts efficiently.
Checkout.com’s CEO and Founder, Guillaume Pousaz, revealed the plans during Thrive Abu Dhabi, the firm’s debut conference in the Emirates. Joined on stage by Remo Giovanni Abbondandolo, General Manager for MENA, Pousaz presented to an audience of over 150 partners and merchants at Saadiyat Island. Also in attendance was H.E. Omar Sultan Al Olama, the UAE’s Minister of State for Artificial Intelligence, Digital Economy, and Remote Work Applications.
Abbondandolo highlighted the strategic importance of the announcement: “As a global business, we focus on bringing products to markets that our customers want and need. Today’s announcement is proof of our commitment to the MENA region and its rising influence in the digital economy. The appetite for innovation here is real, and we’re proud to be building the infrastructure that powers it”.
One early adopter of Checkout.com’s UAE acquiring services is Headout, a travel experiences marketplace, which recently named the payment provider as its main partner in Europe. The company has already begun card issuing there and is keen to expand that offering into MENA once approval is granted.
The expansion of services in the UAE and beyond builds on Checkout.com’s track record in the region. It was the first global payments firm to secure a Retail Payment Services license from the UAE’s Central Bank and was instrumental in rolling out Mada and Apple Pay in both the UAE and Saudi Arabia.
Also Read: Protecting Your WhatsApp Account From Hackers: Kaspersky Expert Tips
The firm has also been rolling out new products: One of the latest is Flow Remember Me, currently in beta testing. It allows shoppers to store their card information once and access it across Checkout.com’s entire network, potentially cutting checkout times by up to 70%.
Earlier this year, Checkout.com also introduced Visa Direct’s Push-to-Card solution in the UAE, enabling both domestic and international payouts. Its collaboration with Mastercard has grown as well, making it easier for businesses to send funds directly to third-party cards securely and quickly.
With regional tech ambitions on the rise — spurred by initiatives like Saudi Arabia’s Vision 2030 and the UAE’s 2031 Agenda — Checkout.com sees its role as one of a key enabler. “Our mission is to help ambitious businesses navigate the complexity of payments, so they can move faster, go further, and make the most of every opportunity,” said Abbondandolo. “In MENA, performance is personal. It’s local. It’s built on trust. And when payments perform, businesses thrive”.