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Fintech In The UAE Is Set To Add $900 Per Capita By 2030

The United Arab Emirates will add the highest value to its GDP per capita, followed by Saudi Arabia and Bahrain.

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Analysts from UnaFnancial have calculated the value of fintech investment for the Gulf Coast Countries (GCC) in terms of the per-capita increase to GDP using Tracxn data.

In 2022, the United Arab Emirates was a regional leader, with $636.4 (1.01%) in GDP per capita coming from fintech. It was followed by Bahrain with $89 (0.24%) and Saudi Arabia with $75 (0.18%), highlighting the substantial gap between the UAE and its neighbors.

una financial uae fintech gpd per capita

For the GCC region as a whole, the impact of fintech equaled $161 added to the GDP per citizen. Meanwhile, according to UnaFinancial’s forecast, the UAE will still have the highest value of fintech contribution to GDP per capita by 2030, equaling $915.6 (a 44%-increase over 2022). Saudi Arabia is expected to remain in second place but with a massive 650% increase to $561.5. For the GCC region as a whole, fintech will add $506.7 to the GDP per capita by 2030.

Also Read: A Guide To Digital Payment Methods In The Middle East

UnaFinancial’s analysts commented: “In terms of investment in fintech, the UAE makes up 62% of the entire GCC region. This is explained by the level of economic development of the country compared to other countries in the region. The GDP per capita for the population aged 15+ in the UAE equals $63,359, which is almost 4 times higher than the average in the GCC (excluding the UAE). Saudi Arabia and Bahrain are the countries with high average annual growth rates of fintech influence – 182.4%, which exceeds the region’s average by 1.5 times. Meanwhile, Kuwait, Oman, and Qatar are in a transition phase. The average growth rate of fintech influence on the well-being of their citizens equals 166.3% per year. Yet, there are higher investment risks due to lower economic stability”.

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Deezer Says AI Tracks Now Make Up 44% Of Uploads

The streamer says nearly 75,000 AI-made songs now hit its platform each day, even as those tracks account for just 1% to 3% of plays.

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deezer says ai tracks now make up 44% of uploads
Deezer

AI-generated music is becoming a real headache for music platforms, according to Deezer. The streaming service says it now receives nearly 75,000 AI-made tracks a day, equal to about 44% of all daily uploads to the platform.

The figure is up sharply from 10,000 daily AI uploads when Deezer launched its detection tool back in January 2025. The jump shows how quickly products such as Suno and Udio have made song creation cheap, fast, and easy to scale.

Despite the volume, Deezer says AI tracks still only account for 1% to 3% of total streams. The music gets few human listeners, but upload pressure is rising. The company says it is also seeing more “fraudulent” submissions.

Its response so far has been practical. Deezer has removed AI-generated songs from recommendation systems, demonetized them, and stopped storing high-resolution versions of those files.

The company also says it’s the only streaming platform currently tagging AI-generated tracks at scale, using that claim to position its moderation tools as a wider industry model.

“AI-generated music is now far from a marginal phenomenon and as daily deliveries keep increasing, we hope the whole music ecosystem will join us in taking action to help safeguard artist’s rights and promote transparency for fans,” CEO Alexis Lanternier said in a blog post.

Deezer has started licensing the detection technology to other companies, turning an internal control system into a commercial product. It says the tool can already identify music created with Suno and Udio, and can be extended to other generators if training data is available.

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The company is also working on detection methods that would not require training datasets, a harder technical step that could widen coverage as new music models appear.

Rivals are taking mixed approaches. Spotify has rolled out policies aimed at curbing AI music. Apple Music is asking artists and labels to disclose AI-made tracks. Qobuz has begun automated labeling, while Bandcamp has banned AI music outright.

For now, Deezer’s numbers suggest the real issue is not listener demand. It’s supply.

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